Personal Loan

Eligibility Criteria

• Nationality: Indian
• Age: 21-58 years
• Income: Rs. 20,000/month (Salaried), Rs. 25,000/month (Self-employed)
• CIBIL Score: 650 or above

Documents Required

• KYC documents (Aadhaar/Voter’s ID/Passport/PAN)
• Last 3 months salary slip (Salaried) or Income Tax returns (Self-employed)
• Bank statement (3 months)
• Processing fee

Business Loan

Eligibility Criteria

• Nationality: Indian
• Age: 21-65 years
• Business vintage: At least 2 years
• Annual turnover: Minimum Rs. 10 lakhs
• CIBIL Score: 650 or above

Documents Required

• KYC documents (Aadhaar/Voter’s ID/Passport/PAN)
• Business registration documents
• Last 2 years’ income tax returns
• Bank statement (6 months)
• Processing fee

Car Loan

Eligibility Criteria

• Nationality: Indian
• Age: 21-60 years
• Minimum income: Rs. 15,000 per month
• CIBIL Score: 650 or above
• Employment type: Salaried or Self-employed

Documents Required

• KYC documents (Aadhaar/PAN/Voter’s ID/Passport)
• Last 3 months’ salary slip (for salaried) or last 2 years’ income tax returns (for self-employed)
• Bank statement (6 months)
• Car quotation from the dealer
• Processing fee

Home Loan

Eligibility Criteria

• Nationality: Indian
• Age: 21-65 years (Salaried), 21-70 years (Self-employed)
• Income: Rs. 15,000/month (Salaried), Rs. 12,000/month (Self-employed)
• CIBIL Score: 750 or above
• Co-applicant: Family member (if applicable)

Documents Required

• KYC documents (Aadhaar/Voter’s ID/Passport/PAN)
• Salary slip (3 months) or business profile
• Processing fee and CERSEI cheques
• Signature proof

Loan Against Property (LAP)

Eligibility Criteria

• Nationality: Indian
• Age: 21-60 years
• Minimum income: Rs. 20,000 per month
• Property type: Residential, Commercial, or Industrial
• CIBIL Score: 650 or above
• Employment type: Salaried or Self-employed

Documents Required

• KYC documents (Aadhaar/PAN/Voter’s ID/Passport)
• Property documents (Title deed, Property tax receipts)
• Last 6 months’ bank statement
• Income proof (salary slip/IT returns)
• Processing fee

Eligibility Criteria

• Age: 21-60 years
• Minimum Income: Rs. 25,000 per month
• CIBIL Score: 700 or above
• Employment: Salaried or Self-employed
• Nationality: Indian

Documents Required

• KYC documents (Aadhaar card, PAN card, Passport, Voter’s ID)
• Last 3 months’ salary slip (Salaried) or Income Tax Return (Self-employed)
• Bank statement (Last 6 months)
• Passport-sized photographs

Eligibility Criteria

• Age: 21-60 years
• Minimum Income: Rs. 25,000 per month
• Business Vintage: At least 2 years in operation
• CIBIL Score: 650 or above
• Nationality: Indian

Documents Required

• KYC documents (Aadhaar card, PAN card, Passport, Voter’s ID)
• Last 3 years’ business financials (Balance Sheet, P&L, Tax Returns)
• Bank statement (Last 6 months)
• Equipment proforma invoice
• Signature proof